Taxes in your plan
Keeping taxes in view, alongside your tax professional.
Taxes touch every part of a retirement plan: which account you draw from, when you claim Social Security, how you give. I keep them in view and work with your tax professional on the details.
Questions people bring me
- Which account should I draw from first?
- Will my Social Security be taxed?
- Should I think about a Roth conversion?
- What happens to taxes when my spouse dies?
How I help
We look at how your income will be taxed in retirement, year by year, and where the plan could keep more of your money working for you. Questions like the order of withdrawals, the timing of Social Security, and how to give to causes you care about all have tax sides.
I flag the questions; your tax professional confirms the answers and files your return. If you don’t have one, I can suggest some to talk to.
Common questions
Do you prepare tax returns?
No. I work alongside your tax professional, who prepares your return and confirms any tax decision.
Can you help with required minimum distributions?
Yes, as part of your income plan we look at when they start and how they fit, and your tax professional confirms the details.
Other ways I can help
Retirement income
How your savings, pensions and benefits can become a steady monthly income.
Learn moreSocial Security timing
When to claim, and how that choice fits with the rest of your income.
Learn moreAnnuities and insurance
What they are, when they fit and when they don’t, and how I’m paid on them.
Learn moreInvestments and risk
A mix that matches how much up and down you can live with.
Learn more
Complimentary checklist
13 questions to answer before you retire
Social Security timing, pensions, which accounts to draw from first, health costs and who handles things if you can’t. The questions Jay would want you to have thought through, in plain words.
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Ready to turn over a new leaf?
Start with a conversation. It’s complimentary, it’s unhurried, and you’ll leave knowing whether a plan makes sense for you.
CFP® professional · No account minimum · Fees explained before you decide