Retirement income
Turning your savings into a paycheck you can count on.
The day the paychecks stop, your savings, pension and Social Security have to work together. I help you see how, and for how long.
Questions people bring me
- Will my money last as long as I do?
- Which account should I draw from first?
- What happens to my income if one of us dies first?
- Can I afford to retire at the age I have in mind?
How I help
We start with what you need each month to live the life you want, not with a product or a market forecast. Then we line up everything you have: Social Security, any pension, savings and retirement accounts, and anything else that pays you.
From there we build an income plan: which money you use first, what you keep for later, and what cushion you hold for the unexpected. We look at it in good years and bad, so you know what a market drop would mean for your paycheck before it happens.
What you leave with
- A plain picture of your monthly income in retirement, and where each dollar comes from
- An order for drawing from your accounts, with taxes kept in view
- A cushion plan for emergencies and big one-time costs
- A yearly check-in to keep it on track as life changes
Common questions
When should I start planning my retirement income?
Ideally five to ten years before you stop working, so there is time to make changes. But it is never too late to get a clear picture.
Do I need a lot of money for this to be worth it?
No. I started New Leaf for people other advisors pass over. A plan matters most when every dollar has a job.
Will you tell me which investments to buy?
Only after we have talked through your whole situation, and only if you want me to. The complimentary first conversation is just that: a conversation.
Other ways I can help
Social Security timing
When to claim, and how that choice fits with the rest of your income.
Learn moreAnnuities and insurance
What they are, when they fit and when they don’t, and how I’m paid on them.
Learn moreInvestments and risk
A mix that matches how much up and down you can live with.
Learn moreBudget and cash flow
Where the money comes from, where it goes, and what you’d like to change.
Learn more
Complimentary checklist
13 questions to answer before you retire
Social Security timing, pensions, which accounts to draw from first, health costs and who handles things if you can’t. The questions Jay would want you to have thought through, in plain words.
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Ready to turn over a new leaf?
Start with a conversation. It’s complimentary, it’s unhurried, and you’ll leave knowing whether a plan makes sense for you.
CFP® professional · No account minimum · Fees explained before you decide