How we’d work together
Unhurried, step by step.
Here’s exactly what happens from the first conversation onward, so there are no surprises.
1. A complimentary first conversation
About an hour, by video call or in person. We talk about what prompted you to reach out, what you’re hoping for, and whether we’re a good fit. I’ll explain how I work and how I’m paid. There’s nothing to sign and nothing to buy.
2. Gathering the picture
If you decide to go ahead, I’ll tell you the cost of the planning work before we begin. Then we gather what you have. Don’t worry if it’s not organized; that’s part of my job.
What to bring
- Recent statements for bank, retirement and investment accounts
- Your Social Security statement (and your spouse’s)
- Pension information, if you have one
- Insurance and annuity contracts
- Your most recent tax return
- Wills, trusts and beneficiary forms, if you have them
3. Your plan, in plain words
We meet to walk through your plan together: where you stand, your options, and a clear list of next steps. You get it in writing.
4. Putting it into practice
You can carry out the plan yourself, or we do it together. If a product such as an annuity would help, I explain it fully, including how I’m paid, before you decide.
5. A yearly check-in
Life changes, and so do markets and rules. We review your plan at least once a year.
Complimentary checklist
13 questions to answer before you retire
Social Security timing, pensions, which accounts to draw from first, health costs and who handles things if you can’t. The questions Jay would want you to have thought through, in plain words.
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Ready to turn over a new leaf?
Start with a conversation. It’s complimentary, it’s unhurried, and you’ll leave knowing whether a plan makes sense for you.
CFP® professional · No account minimum · Fees explained before you decide